The Fintech Frontier: Trailblazing Innovations of the Past Year

The Fintech Frontier: Trailblazing Innovations of the Past Year

The fintech industry has undergone a whirlwind of change over the last 12 months, cementing its position as an industry that is growing rapidly and reshaping the financial landscape. From advancements in digital payments to the importance of decentralized finance (DeFi), the fintech sector has witnessed many innovations that will have a huge impact on consumers and businesses. Rapid growth in the adoption of mobile wallets and contactless payments.  Digital Payment Solutions  Digital payment solutions are becoming ubiquitous due to the COVID19 pandemic and the need for uninterrupted communication, with technology companies such as Apple, Google and Samsung expanding their wallets on the platform.  This change not only improves the convenience and security of everyday shopping, but also paves the way for the integration of instant buy, pay by one (BNPL) options, allowing customers to split payments across management. The past year has seen an increase in the use of digital assets, with major financial institutions and businesses taking advantage of blockchain technology. This has led to the growth of userfriendly crypto wallets, trading platforms, and trading apps that make it easier for retailers and companies to explore the intricacies of the crypto ecosystem.  Significant progress has also been made on inclusivity and accessibility. Innovative banks and neobanks that use technology to provide affordable and customer friendly financial services to underserved and underserved communities are at the forefront of this movement. From seamless mobile banking to personal financial planning tools, the fintech revolution is helping individuals and small businesses manage their financial future. Fusion (ML) for various financial applications.  From automated investment advisors to fraud detection systems, advanced technologies are enabling fintech companies to deliver more personalized, efficient and secure financial services. This trend must continue, with the potential to change the way we manage our money and make smart financial decisions.  As advances continue in areas such as open banking, arts finance and sustainable finance, the financial landscape will become more connected, personal and greener than ever before. By embracing these new trends, fintech companies are paving the way for a more integrated, efficient and profitable financial ecosystem that benefits people and businesses. The fintech landscape has always been a hotbed of innovation, with technology continuously reshaping how we think about and engage with financial services. The past year has been no exception, marked by groundbreaking advancements and transformative trends. Here, we explore some of the most trailblazing fintech innovations that have emerged over the last 12 months. 1. Decentralized Finance (DeFi) Expansion Decentralized Finance, or DeFi, has continued its meteoric rise, disrupting traditional financial systems with its promise of a permissionless and open financial ecosystem. Over the past year, we’ve seen DeFi protocols amass billions in total value locked (TVL), reflecting growing trust and adoption. Innovations such as automated market makers (AMMs), yield farming, and cross-chain interoperability have significantly enhanced the DeFi space, making it more accessible and versatile. 2. Central Bank Digital Currencies (CBDCs) Central Bank Digital Currencies have moved from theoretical concepts to pilot projects and even implementations. Countries like China, with its Digital Yuan, and the Bahamas, with the Sand Dollar, have led the charge, demonstrating the potential of CBDCs to enhance payment systems, increase financial inclusion, and provide more efficient monetary policy tools. The exploration of CBDCs by major economies signals a pivotal shift towards digital currencies on a national and global scale. 3. Embedded Finance Embedded finance has taken center stage, allowing non-financial companies to offer financial services directly within their platforms. This trend has been particularly evident in e-commerce, ride-sharing, and gig economy platforms, where companies integrate payment processing, lending, and insurance products seamlessly into their user experiences. By embedding financial services, businesses can provide a more holistic and convenient customer journey while opening new revenue streams. 4. Artificial Intelligence and Machine Learning AI and machine learning have become indispensable tools in fintech, driving innovations in areas such as fraud detection, credit scoring, and personalized financial planning. Over the past year, we’ve seen more sophisticated AI algorithms capable of analyzing vast datasets to uncover patterns and insights that human analysts might miss. These advancements have led to more accurate risk assessments, better customer service through AI-driven chatbots, and enhanced user experiences with personalized financial advice. 5. RegTech Solutions Regulatory Technology (RegTech) has gained momentum as financial institutions seek to navigate the complex and ever-changing regulatory landscape. Innovations in RegTech over the past year include advanced compliance monitoring systems, automated reporting tools, and blockchain-based solutions for regulatory transparency. These technologies help firms reduce compliance costs, minimize regulatory risks, and ensure adherence to global standards. 6. Green Fintech Sustainability has become a focal point for fintech innovation, with green fintech emerging as a significant trend. Companies are developing financial products that promote environmental sustainability, such as green bonds, carbon credit trading platforms, and sustainable investment funds. Additionally, fintech firms are leveraging blockchain to enhance transparency and traceability in supply chains, ensuring that investments and transactions align with environmental, social, and governance (ESG) criteria. 7. Buy Now, Pay Later (BNPL) Evolution The Buy Now, Pay Later (BNPL) model has surged… Continue Reading The Fintech Frontier: Trailblazing Innovations of the Past Year

FiNext Conference 2024: Successfully Concludes 6th Edition in Dubai

FiNext Conference 2024: Successfully Concludes 6th Edition in Dubai

The FiNext Conference, held in the vibrant city of Dubai on February 28th and 29th, 2024, servedas a dynamic platform for finance and technology innovators to converge and explore the futureof financial services. With CoorB as the proud sponsor, the event witnessed thought-provokingdiscussions, insightful presentations, and networking opportunities galore. Attendees from aroundthe globe engaged in conversations surrounding emerging trends, disruptive technologies, andstrategies to drive growth in the ever-evolving financial landscape. From blockchain to fintechstartups and traditional banking, FiNext Dubai 2024 showcased the intersection of finance andtechnology, paving the way for transformative advancements in the industry.InternetShine Corporation marked the third consecutive occurrence and the 6th edition of theFiNext Awards and Conference in Dubai. This distinguished event pays homage to theoutstanding achievements of entities and individuals in traditional finance and FinTech. With astrong emphasis on fostering interaction, innovation, networking, and talent showcase, FiNextcontinues to redefine excellence in the finance industry. Sponsored by CoorB: Pioneers in Digital Finance CoorB, the proud sponsor of the FiNext Conference, specializes in digital finance, providinginnovative solutions with a focus on process automation, user experience enhancement, andadvanced data analytics. Leveraging extensive industry expertise, CoorB helps achieveoperational excellence, future-proof IT investments, and ensures a competitive edge in the ever-evolving finance industry. Exhibitors at FiNext Conference: The conference boasts an impressive line-up of exhibitors, including:CoorB- CoorB is a professional services company specializing in Strategy and Consulting,Technology, and Managed Services. We work with banks and non-banking financial institutionsto design and implement innovative growth models; we provide highly qualified expertisespanning business strategy, advanced technology, and effective program management; we deliverfuture-ready technological solutions that overcome legacy limitations; we enhance organizationalagility and ensure technology serves the business goals. Our swift resource mobilization acrossdisciplines and unique approach to problem-solving enable us to achieve meaningful results withunparalleled speed.Luna PR – Luna PR is a global marketing and PR agency focusing on blockchain and fintech,space tech, emerging tech, medtech, e-sports and green tech.We work with events, startups, andbusinesses to bring the right exposure to your brand, increase awareness and reputation inmarkets worldwide. A division of Luna Management, our diverse and experienced team combinestheir knowledge in technology and communication to provide a customized yet simple plan to suiteach client’s needs. Tass & Hamjit – TASS AND HAMJIT is a professional services firm providing accounting,audit, business consultancy and advisory services to private, public enterprises and high net-worthindividuals. With a commitment to exceeding expectations, TASS AND HAMJIT offerscustomized solutions to clients of all sizes in the Middle East Asia and India. We are a team ofChartered Accountants, Finance Experts, Business Developers and CEOs each one of whom havean exciting exposure to some of the most challenging tasks in their respective fields. All theseprofessional power is merged into TASS AND HAMJIT to serve the best to our clients throughquality relationships and global standard services.Gimran & Co- Gimran & Co, under Gimran Abdrakhmanov’s leadership, is dedicated tofostering the growth of businesses through comprehensive financial solutions. As the CEO,Gimran spearheads a team committed to excellence and innovation in the financial industryEasy Loan Financing… Continue Reading FiNext Conference 2024: Successfully Concludes 6th Edition in Dubai

Sourabh Sahay, Co-Founder of Yoeki Soft Private Limited, is honored with an award for excellence in finance and banking.

Sourabh Sahay, Co-Founder of Yoeki Soft Private Limited, is honored with an award for excellence in finance and banking.

Vishwa Sourabh, a visionary leader and Co-Founder of Yoekisoft, is set to showcase groundbreaking solutions at the prestigious FiNext Conference in Dubai. With an illustrious career spanning leadership roles at tech giants such as Meta (Facebook) and Amazon, Sourabh brings a wealth of experience and a proven track record of driving transformative change in the technology landscape. About Sourabh Sahay As Senior Leader in the ML Infra space at Meta, Sourabh played a pivotal role in laying the groundwork for ML infrastructure responsible for 98% of Meta’s revenue. His tenure as Engineering Leader at Amazon saw him spearheading operations and refunds management for global ecommerce operations. Sourabh’s contributions to Expedia Group, particularly in Destination Services and Expedia Rails framework, further underscore his expertise in driving innovation and operational excellence. In addition to his corporate achievements, Sourabh is a seasoned entrepreneur, having successfully founded and scaled up a profitable startup in ERP, retail banking, and industrial automation domains. Under his leadership, the startup expanded to over 100 employees, catering to diverse industries including fintech, oil and gas, manufacturing, telecom, and retail. “Yoekisoft is committed to revolutionizing the financial services industry through innovative technology solutions,” said Vishwa Sourabh, Chief Business Officer & Co-Founder of Yoekisoft. “Our mission is to empower organizations to streamline operations, reduce costs, and enhance customer experiences. I am thrilled to showcase our transformative products, including zipNACH, at the FiNext Conference and collaborate with industry leaders to drive positive change.” Yoekisoft’s flagship product, zipNACH, is a cloud-based solution designed to streamline and automate the NACH mandate registration process for banking and fintech institutions. By providing pre-populated fields, real-time validation, and seamless API integration, zipNACH enables businesses to standardize operations, reduce errors, and improve efficiency in recurring debt collection. “zipNACH represents our commitment to delivering innovative solutions that address the evolving needs of the financial industry,” added Sourabh. “We are dedicated to empowering businesses to thrive in today’s dynamic market landscape by leveraging cutting-edge technology and fostering collaboration.” To learn more about Yoekisoft and its innovative solutions, visit Yoekisoft.For more information about zipNACH, visit zipNACH. About Yoekisoft: Yoekisoft is a leading provider of IT solutions, specializing in delivering innovative products and services to the financial services industry. With a focus on driving efficiency, scalability, and value creation, Yoekisoft empowers organizations to achieve their business objectives and stay ahead in today’s competitive market. About Finext Conference: The FiNext Conference 2024, held on February 28th and 29th at the esteemed Crowne Plaza in Deira Dubai, emerged as a hallmark event celebrating the intersection of finance and technology. This premier gathering brought together visionaries, industry leaders, innovators, and disruptors from around the globe to explore, collaborate, and inspire.

President & Group CEO of Infotouch Technologies

“Shaping Tomorrow: Innovations in Open Banking Transactions and the Future of Payments”

Mr. Amitabh Tiwari, a digital innovation specialist and corporate diplomat, assumes the role of President & Group CEO of Infotouch Technologies, a leading Digital and IT Innovation Company. With a distinguished career spanning entrepreneurship and intrapreneurship in the IT and digital innovation industry, Tiwari has played a pivotal role in transforming Infotouch Technologies into an international business arcade since its inception in 2006. “As an entrepreneur and intrapreneur, I am deeply committed to driving innovation and fostering collaborations in the digital landscape,” says Tiwari. “Infotouch Technologies is poised to lead the way in digital transformation, and I am honored to lead the company into its next phase of growth and success.” Future of Payments In the ever-evolving landscape of financial technology, banking transactions and the future of payments are at the forefront of innovation. The way we handle money is undergoing a radical transformation, driven by advances in technology, changing consumer expectations, and regulatory developments. This blog will explore the current state of banking transactions, emerging trends, and what the future holds for payments. The Evolution of Banking Transactions Traditionally, banking transactions were conducted in person, with customers visiting their local branch to deposit checks, withdraw cash, or transfer funds. The advent of the internet and mobile technology revolutionized this process, making it possible to perform almost any banking task online or via a smartphone. Today, digital banking is the norm, with customers expecting seamless, instant access to their accounts. Key Milestones in Banking Transactions Emerging Trends in Payments As technology continues to advance, new trends are shaping the future of payments. Here are some of the most significant developments: 1. Digital Wallets and Mobile Payments Digital wallets, such as Apple Pay, Google Wallet, and Samsung Pay, are becoming increasingly popular. These platforms store users’ payment information securely and allow for fast, contactless transactions using smartphones or wearable devices. The convenience and security of digital wallets are driving their adoption, particularly among younger consumers. 2. Cryptocurrencies and Blockchain Cryptocurrencies like Bitcoin and Ethereum are challenging traditional banking systems by offering decentralized, peer-to-peer transactions. Blockchain technology, which underpins cryptocurrencies, provides a secure and transparent way to record transactions. While the mainstream adoption of cryptocurrencies is still evolving, they hold the potential to disrupt traditional payment systems and offer new opportunities for innovation. 3. Biometric Authentication Biometric authentication, including fingerprint scanning, facial recognition, and voice recognition, is enhancing the security of banking transactions. By reducing reliance on passwords and PINs, biometrics provide a more secure and user-friendly way to authenticate transactions, helping to prevent fraud and identity theft. 4. Real-Time Payments The demand for real-time payments is growing, with consumers and businesses expecting instant transaction processing. Innovations like the Faster Payments Service (FPS) in the UK and the Federal Reserve’s FedNow service in the US are making real-time payments a reality. These systems allow for immediate fund transfers, enhancing cash flow and improving the overall efficiency of financial transactions. 5. Open Banking Open banking initiatives, which promote the sharing of financial data… Continue Reading “Shaping Tomorrow: Innovations in Open Banking Transactions and the Future of Payments”

The Ascendancy of Real-World Assets in the Decade of DeFi

“Unveiling the Future: The Ascendancy of Real-World Assets in the Decade of DeFi”

Alina Krot, a seasoned finance professional with over five years of experience at a prominent financialinstitution, is set to represent 10101.art at the upcoming FiNext Conference. As the project head of10101.art since 2022, Alina has been instrumental in leading a team of art, software development, andlegal experts to revolutionize the global art market through blockchain solutions. 10101.art is not just an ordinary art marketplace; it’s a groundbreaking platform that bridges the classicart market with modern technology. Through art tokenization, 10101.art allows individuals to purchaseownership of renowned artworks by world-famous artists such as Banksy, Warhol, Picasso, Dali, andmore. Alina Krot’s participation in the FiNext Conference underscores her commitment to advancinginnovation within the finance and art sectors. With her extensive background in finance and herleadership role at 10101.art, Alina brings a wealth of knowledge and expertise to the conference. “I am honored to represent 10101.art at the FiNext Conference,” says Alina Krot. “Our platform aims todemocratize access to art collecting opportunities and reshape the way people engage with the artmarket. I look forward to sharing our vision and insights with fellow industry professionals at theconference.” The FiNext Conference provides a unique platform for thought leaders, innovators, and industry expertsto come together and discuss the latest trends and developments in finance, technology, andentrepreneurship. Alina’s participation will contribute to the conference’s mission of fosteringcollaboration and driving innovation across various sectors. About Alina Krot: Alina Krot is a seasoned finance professional with over five years of experience in high-risk investmentlending initiatives. Since 2022, she has served as the project head of 10101.art, leading the team inrevolutionizing the global art market through blockchain solutions. About 10101.art 10101.art is an innovative art tokenization platform that allows individuals to collect pieces of realpaintings by renowned artists. By leveraging blockchain technology, 10101.art aims to democratizeaccess to art-collecting opportunities and modernize the art market.About FiNext Conference: About FiNext FiNext is a global conference that brings together professionals and thought leaders from the financialand technology sectors. The conference aims to foster collaboration, share insights, and exploreemerging trends shaping the future of finance.

Dr. Zayed Al Hemairy, Government Digital Transformation Expert

“Revolutionizing Capital Markets: Exploring the Blockchain Disruption”

Dr. Zayed Al Hemairy, Government Digital Transformation Expert,Speaking on (How Blockchain Will Reshape Capital Markets.) to IlluminateBlockchain Innovation at FiNext ConferenceDr. Zayed Al Hemairy, a distinguished expert in Blockchain, Project Management,NGOs, Innovation, and IT, is set to share his extensive expertise at the upcomingFiNext Conference. Leveraging 15 years of experience, Dr. Al Hemairy has been atthe forefront of driving digital transformation within government sectors, with a focuson optimizing innovation through cutting-edge technologies like Blockchain. Dr. Zayed Al Hemairy’s career is marked by a profound commitment to drivinginnovation and efficiency in government services. With a proven track record ofautomating services onto digital and blockchain platforms, his research furtherdelves into the intricate realm of government innovation optimization through theseadvanced technologies. “Participating in the FiNext Conference provides a valuable platform to discuss thetransformative potential of Blockchain and other innovative technologies in thegovernment sector. It is an exciting opportunity to exchange ideas, shareexperiences, and contribute to the ongoing dialogue on digital transformation,”expressed Dr. Zayed Al Hemairy. Beyond his role in driving digital transformation, Dr. Al Hemairy is a catalyst forentrepreneurial success. By mentoring startups and facilitating valuable connections,he contributes to the growth of innovative ventures in the tech industry. Hiscommitment to fostering a culture of innovation extends beyond his research andprofessional responsibilities. About Dr. Zayed Al Hemairy Dr. Zayed Al Hemairy is a seasoned expert with 15years of experience in Blockchain, Project Management, NGOs, Innovation, and IT.His focus on driving digital transformation within government sectors and optimizinginnovation through cutting-edge technologies showcases his commitment to shapingthe future of public services. About FiNext Conference FiNext Conference is a global platform that brings together professionals, thought leaders, andinnovators from the finance and technology sectors. The conference aims to foster collaboration,facilitate knowledge exchange, and explore the transformative potential of emerging trends in finance.

Founder and CEO of HyLoBiz

“Unlocking Financial Opportunities: Leveraging Platforms and Middleware for Alternative Financing with Hylobiz & VDP”

Vishal Gupta, Visionary Founder and CEO of HyLoBiz, to Illuminate FiNext Conference with Expertise in Neobanking and Embedded Finance Vishal Gupta, the dynamic Founder and Chief Executive of HyLoBiz (now part of the Vayana group), is set to bring his vibrant leadership and transformative expertise to the forefront at the upcoming FiNext Conference. Renowned for his role in digitizing businesses and SME value chains through neo banking and embedded finance, Vishal Gupta is not only a sought-after speaker at Fintech Forums, Digi banks, and inclusive finance events but is also recognized as a vibrant and passionate leader with a proven track record of turning ideas into successful ventures. Vishal Gupta’s Profile at a Glance: Founder and Chief Executive: Vishal Gupta serves as the driving force behind HyLoBiz, leading the charge in revolutionizing businesses and SMEs through innovative neobanking and embedded finance solutions. Inspirational Leader: Renowned for his vibrant and passionate leadership style, Vishal Gupta attracts a dynamic team by fostering a positive attitude towards building new companies. He is deeply passionate about the projects he undertakes, and his “doer” mentality sets him apart in the industry. Visionary Doer: Vishal Gupta delves into the details when needed and entrusts responsibilities to others when the situation permits. His bottom-up approach to building businesses reflects a keen understanding of the intricacies involved in creating successful ventures. Expertise in Business Building: Gupta brings extensive experience in building companies from ideation to realization. His contributions span conceptualization to realization, product/technology ideation, selection strategy, product roadmap alignment, and go-to-market strategy. Holistic Business Management: With a comprehensive understanding of all aspects of running a business unit, Gupta excels in customer relationship management, engineering management, quality systems, marketing, sales, budget management, resource management, and employee satisfaction. Product Lifecycle Management: Vishal Gupta has a proven track record in managing entire product life cycles, covering requirements assimilation, product definition, development, testing, support, customization, training, deployment/launch, and post-sales support. Networking and Specialties: Vishal Gupta is committed to building an excellent network with credible professionals in the industry. His specialties include cross-geographical engineering and product management, roadmap and next-generation product engagements, translating customer needs to product definition, strategic partnerships, technology engagements, and vendor relations and evaluations. Attendees at the FiNext Conference can anticipate gaining valuable insights from Vishal Gupta, who not only brings a wealth of knowledge in neobanking and embedded finance but also embodies the qualities of a vibrant, passionate, and hands-on leader committed to driving positive change in the industry. About Vishal Gupta Vishal Gupta is the Founder and Chief Executive of HyLoBiz, a visionary leader in the digitization of businesses and SME value chains through neobanking and embedded finance. His vibrant leadership style, coupled with a passion for transformative projects and a holistic approach to business management, has positioned him as a key influencer in the fintech industry. About FiNext Conference FiNext Conference is a global platform that brings together professionals, thought leaders, and innovators from the finance and technology sectors. The conference aims to foster collaboration, facilitate knowledge… Continue Reading “Unlocking Financial Opportunities: Leveraging Platforms and Middleware for Alternative Financing with Hylobiz & VDP”

SisPay S.A CEO

Embracing Disruption: Securing the Future of Competitive Advantage

SisPay S.A proudly announces Mr. Karim Zaitouni as the esteemed CEO, a visionary leader renowned for his expertise in entrepreneurship, innovation, and electronic transactions. With an illustrious background in technology and business management, Mr. Zaitouni brings a wealth of experience and a passion for driving innovation to his role at SisPay. About Mr. Zaitouni’s Mr. Zaitouni’s journey to success is marked by notable achievements and accolades, including his distinction as a laureate of the Polytechnic University in Europe and his MBA in Management of Innovation, also attained in Europe. These educational accomplishments have provided him with a strong foundation in technology and management, enabling him to lead with foresight and strategic vision.As the CEO of SisPay S.A., Mr. Zaitouni spearheads an international company specializing in payment and added value services in electronic transactions. Under his leadership, SisPay serves customers across 36 countries in Africa, offering innovative solutions that revolutionize the digital payment landscape. In addition to his role at SisPay S.A., Mr. Zaitouni serves as the CEO of the Moroccan national company OnePay S.A., dedicated to serving small and mass merchants. His leadership has been instrumental in driving growth and expanding market reach for both companies.Furthermore, Mr. Zaitouni holds the position of CEO at SisPay Africa, a company based in Dubai, further solidifying his global presence and impact in the fintech industry. Beyond his corporate responsibilities, Mr. Zaitouni is actively involved in promoting entrepreneurship and innovation on both national and international platforms. He serves as the President of the Export Commission at APEBi, the Moroccan National Federation of Digital Companies, advocating for the advancement of digital technologies and business opportunities.Additionally, Mr. Zaitouni is the President of the Business Plus Network, an international professional business referral network operating under international ISO standards. This expansive networking platform connects professionals worldwide, fostering collaboration and growth opportunities across industries. Recognized as an expert in entrepreneurship and innovative projects, Mr. Zaitouni is a sought-after international speaker, sharing his insights on entrepreneurship, innovation, and new technologies. His expertise and leadership have positioned him as a driving force in shaping the future of electronic transactions globally.“At SisPay S.A., we are committed to pioneering innovative solutions that will become integral to the industry,” says Mr. Zaitouni. “Each product we develop requires skills, dedication, and boldness. We are proud to lead the way in leveraging smart technology to redefine electronic transactions.” About SisPay About SisPay S.A.: SisPay S.A. is a leading international company specializing in payment and added value services in electronic transactions. With a focus on innovation and customer-centric solutions, SisPay is dedicated to revolutionizing the digital payment landscape and driving financial inclusion worldwide.

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Top 10 New Fintech Startups to Watch in 2023

Here are the top 10 new fintech startups to watch in 2023 These startups are all using innovative technology to disrupt the financial services industry. They are addressing some of the biggest pain points in the industry, such as high fees, lack of transparency, and poor customer service. They are also making financial services more accessible to people who have been traditionally underserved by the banking system. It will be interesting to see how these startups evolve in the years to come. They have the potential to fundamentally change the way we interact with our money. About FiNext Conference As a meeting platform, FiNext Conference showcases the latest trends and innovations in the fintech industry, the conference provides an ideal opportunity for these startups to gain visibility, network with industry professionals, and attract potential investors. The conference offers a platform to discuss topics such as banking-as-a-service, revenue-based finance, debt freedom solutions, cross-border money transfers, and more. By participating in the Finext Conference, these startups can showcase their disruptive technologies and solutions to a targeted audience, potentially leading to partnerships, collaborations, and further growth opportunities. The conference serves as a catalyst for the advancement and adoption of innovative fintech solutions, making it a valuable event for these startups to explore and leverage in their journey towards transforming the financial services landscape.

How Fintech handles Consumer Finance during Inflation?

We have curated a list of top FinTech events to attend in Dubai in 2023. This list will be updated often for our readers to have the most recent information about the MENA and APAC FinTech space.